Renter’s Insurance

Is Home Insurance Mandatory?
Yes—since the French law of July 6, 1989, multi-risk home insurance (assurance multirisques habitation) is mandatory.

When signing the lease, you must provide an insurance certificate indicating the coverage period and types of risks covered.
Each year, on the anniversary date of your insurance policy, you’ll need to submit an updated certificate.
If you are no longer insured, your rental contract allows for termination of the lease.

This step is essential for your own protection: an incident may occur in your apartment and cause damage—to your unit, the building, or even your neighbors.

You could then be held legally responsible and, without insurance, you would have to personally compensate your landlord or neighbors. These costs can be extremely high.

Your insurance policy must at minimum cover:

– Fire, explosion, water damage, theft, tenant liability,
– Claims from neighbors,
– With adequate coverage from a reliable insurance company.

It must cover both your personal belongings and your liability toward the landlord.
It is also strongly recommended to include personal liability coverage (responsabilité civile), protecting you in case of accidental damage caused to others—including during internships, school activities, or extracurricular events.

For your convenience, we offer a comprehensive insurance option called “”Twenty Assur'”” at the time of reservation.
This policy has been specially negotiated for Twenty Campus residents.